1. Purpose
Nivaristo is a financial literacy portal. The content is informational and educational. It does not constitute an offer, advice, or personalised investment recommendation.
2. Ownership
The site is operated by Nivaristo Educación Financiera S.A.S., CUIT 30-71765842-3, registered with the IGJ under No. 18,526.
3. Acceptable use
You agree to use the site in good faith, without affecting its operation, without automated data extraction and respecting intellectual property rights.
4. Intellectual property
Texts, trademarks, graphics and content belong to Nivaristo or its licensors. Commercial reproduction without written authorisation is forbidden.
5. Newsletter
By subscribing you authorise the sending of email communications. You can unsubscribe from any email or by writing to hola@nivaristo.com.
6. Limitation of liability
Nivaristo does not guarantee any economic outcome derived from using the published information. Every decision is the user's sole responsibility. We are not responsible for typographical errors or service interruptions.
7. Third-party links
We may link to official sites (ANSES, AFIP, BCRA). Nivaristo does not control those sites and is not responsible for their content.
8. Consumer protection
Consumer Defence Law 24,240 applies. Complaints: National Directorate of Consumer Defence — https://www.argentina.gob.ar/produccion/defensadelconsumidor.
9. Changes
We may modify these terms. The version in force is the one published on this site.
10. Governing law and jurisdiction
These terms are governed by the laws of the Argentine Republic. Any dispute will be submitted to the Ordinary Courts of the City of Buenos Aires.